Easy Ways to Cut Expenses

At Work

  • Bringing your lunch, or even just snacks, can add up to big savings.

  • Instead of paying $4 for a latte, make your morning coffee at home

  • Look for clothing that doesn't need to be dry cleaned.


  • Proper tire inflation can add three miles per gallon of gas and extend the life of your tires.

  • Call ahead to find items instead of driving from store to store.

  • Empty your trunk of heavy items and you can save $200 a year in fuel costs.

  • Car pool whenever possible.

At Home:

  • If you always use your cell phone, you may not need a home phone.

  • Turn your thermostat up and your lights off when you leave.

  • Reuse and recycle everything, from plastic baggies to food containers.

  • Rethink paper napkins and paper towels, reducing your waste reduces expenses.

  • Lower the temperature on your hot water heater.

  • Use your clothes dryer minimally; hang clothes to dry.

  • Unplug appliances when you are not using them. Even when turned off, appliances can consume energy, raising your bill.

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